Protecting Your Rights: Why You Should Never Consent to a Police Search

As a criminal defense attorney, I often see individuals who have voluntarily consented to a police search, only to later regret their decision. In this blog post, I’ll explain why you should never voluntarily consent to a police search and why it is important to understand your Fourth Amendment rights. The Fourth Amendment The Fourth Amendment of the U.S. Constitution protects individuals from unreasonable searches and seizures. This means that…

Why You Can’t Afford to Go It Alone: The Benefits of Hiring an Elder Law Attorney for Medicaid Coverage

Navigating the Medicaid application process can be a challenging and confusing experience, especially for seniors who are trying to pay for long-term care. If you are a senior who needs Medicaid coverage for nursing home care, it’s essential to have an elder law attorney on your side. In this blog post, we’ll explain why you need an elder law attorney to help you get on Medicaid and the pitfalls of…

Understanding Trusts: A Guide for the Average Person

Trusts are a powerful tool for estate planning, but for many people, they can seem confusing or even intimidating. In this blog post, we will break down the basics of trusts and explain how they can be used to protect your assets, save on taxes, and provide for loved ones. A trust is a legal agreement between three parties: the grantor (the person creating the trust), the trustee (the person…

Why Uninsured and Underinsured Motorist Coverage is a Must-Have in Kentucky: A Personal Injury Attorney’s Perspective

Uninsured and underinsured motorist coverage (UM/UIM) is an often-overlooked but extremely important type of auto insurance. This coverage is designed to protect you in the event that you are in an accident with someone who does not have insurance or does not have enough insurance to fully cover your damages. Unfortunately, not everyone who drives on the road is insured, and even those who are may not have enough coverage…

From Arrest to Sentencing: Understanding the Criminal Justice Process and How a Criminal Defense Attorney Can Help

When someone is arrested for a crime, it can be a confusing and overwhelming experience. The criminal justice system can be complex, and it is important to have an experienced criminal defense attorney to guide you through the process. In this blog post, we will explain from start to finish what happens after someone gets arrested for a crime and how a criminal defense attorney can help them. The first…

Navigating Medicaid Crisis Planning: How an Attorney Can Help You Save Your Loved One’s Assets

When a loved one enters a nursing home, the cost of care can be financially devastating for families. Medicaid can help cover the costs of long-term care for those who qualify, but the process of applying for Medicaid and protecting assets can be complex and overwhelming. This is where an experienced attorney can help. Medicaid is a needs-based program, which means that in order to qualify, individuals must have limited…

Why We Fail to Plan for Long-Term Care

  Most Americans do not know, or refuse to accept, the facts surrounding their potential need for long-term care and the costs associated with it. This was reconfirmed recently in a telephone survey of 1,735 Americans over the age of 40, funded by the SCAN Foundation and conducted by the Associated Press (AP) – NORC Center for Public Affairs Research (“survey”). This survey highlights many of the misconceptions Americans have…

THE COSTS OF DEMENTIA: FOR THE PATIENT AND THE FAMILY

A recent report from the Alzheimer’s Association states that one in nine Americans age 65 or older currently have Alzheimer’s. With the baby boomer generation aging and people living longer, that number may nearly triple by 2050. Alzheimer’s, of course, is just one cause of dementia—mini-strokes (TIAs) are also to blame—so the number of those with dementia may actually be higher. Caring for someone with dementia is more expensive—and care…

Creative Financial Approaches to Long Term Care

Long term care insurance was sold aggressively in the 1980s, 90s and thereafter to offset the costs of seniors needing to live in a nursing home, assisted living or needing at home health care. Now, however, the business of long term care insurance has dramatically changed. What was once over 100 insurers providing LTC policy for sale has shrunk to a pool of less than twenty insurers who continue to…

Don’t Let Your Car Accident Become a Train Wreck

There are thousands of reported car accidents, injuries and hundreds of fatalities every year in Kentucky. Car accidents are so frequent that they are a leading cause of injury and death. Moments after a car accident can be traumatic, frustrating, and confusing. You can be left with injuries and property damage and concerns about the best way forward. A car accident may harm victims’ lives and their families. Sorting out…